BudgPay: Pay Smart.
Share Easy.
BudgPay is the group budgeting app for tracking shared expenses with your flatmates, trip squad, or family - split every bill fairly and always know exactly who owes what.
Good evening 👋
Aarav
TOTAL BUDGET VALUE
₹48,200
3
Budgets
₹22.6K
Spent
₹25.6K
Remaining
Add Expense
Contribute
New Budget
Bills & Warranty
Personal Ledger
₹5,500
(You'll get)
Reminders
Society Maintenance · ₹3,500
Your budgets
See all
Flat 3B Expenses
₹3,600
4 Members
of ₹10,000
Goa Trip
₹6,100
6 Members
of ₹25,000
Home
Insight
Create
Budgets
Profile
One app to split, track, and stay organized
BudgPay brings shared budgets, bills, and warranties into a single flow, so your group never has to reconcile spreadsheets or dig through old messages again.
Group budgets for anything
Create a budget for your flat, family, trip, office, or event - invite members with a code or QR and track spending together.
Bills & Warranty
Keep every invoice and warranty card in one place, with automatic reminders before a warranty expires - never dig through email again.
Fair splits, simplified
BudgPay works out who owes whom and simplifies it to the minimum number of transfers - no more circular IOUs.
Personal Ledger
Track money you've lent or borrowed with friends and family, separate from your group budgets - always know who owes what.
Recurring budgets
Set a monthly, weekly, or quarterly cycle once - BudgPay automatically rolls over rent, groceries, or subscriptions.
Insights that matter
See spending by category, month-over-month trends, and who's contributing what - right from the Insight tab.
Real-time alerts
Get notified the moment an expense, contribution, invite, or bill reminder lands - no more chasing people manually.
Locked down by design
Biometric app lock, available in multiple languages, and full control to delete your account and data whenever you want.
From splitting bills to squared up, in four steps
Create a budget & invite your group
Start a budget for your flat, trip, or family, then share an invite code or QR to bring everyone in.
Add expenses as you spend
Log an expense manually, or snap a photo of the receipt to keep as proof - split it evenly or by custom shares.
BudgPay works out who owes what
Contributions and expenses are tallied automatically, simplified down to the fewest transfers needed.
Settle up, your way
See exactly who owes what at a glance, and mark it settled once everyone's squared up.
Never lose an invoice or warranty card again
Snap a photo of a receipt, invoice, or warranty card and BudgPay keeps it organized by category - with an automatic reminder before any warranty runs out.
- Search by title, brand, or model
- Warranty countdown for every item
- Reminders before expiry, automatically
Bills & Warranty
New8
Documents
6
Active
1
Expiring
1
Expired
Search by title, brand, or model
Expiring Soon
Samsung Galaxy S25
₹79,999
Samsung · S25
Active for 340 days
Bike Insurance
HDFC Ergo
Expires in 12 days
Keep track of who owes what, outside your budgets
Lending a friend some cash, or splitting something one-off? Personal Ledger tracks it separately from your group budgets, so nothing slips through the cracks.
- Separate from group budgets
- One glance at who you'll get from and pay
- Friendly reminders, sent instantly
Personal Ledger
NewYou'll get
₹5,500
You'll pay
₹2,000
Search contacts
Priya
You'll get
₹1,200
Rahul
You'll pay
₹800
Aman
You'll get
₹3,500
Set it up once, it renews itself
Rent, groceries, subscriptions - anything that repeats. Set a monthly, weekly, quarterly, or yearly cycle and BudgPay automatically rolls over a fresh budget, while keeping every past cycle in your history.
- Weekly, monthly, quarterly, or yearly cycles
- Auto-creates the next cycle for you
- Full history of every past cycle, always on hand
Family Expenses
2 Members · August 2026
RecurringTotal
₹18,000
Spent
₹7,990
Left
₹10,010
Budget utilization
44%
Members & contribution
Manage
Aarav Sharma
You · Owner
₹4,000
Neha Sharma
Member
₹3,500
Recent Expenses
See all
BigBasket
Groceries
₹4,650
FabIndia
Shopping
₹2,800
Built to be trusted with your data
BudgPay keeps your group honest about who owes what, without ever asking for more access than it needs.
Biometric app lock
Enable Face ID or fingerprint to lock BudgPay whenever it comes back to the foreground.
Your contacts stay private
Personal Ledger only ever sees the one contact you pick from your phone - never your full address book.
Encrypted end-to-end
Your data is encrypted in transit and at rest, with strict access controls behind the scenes.
Delete your data, anytime
Full account deletion is one tap away - your profile and personal data are permanently removed.
BudgPay is here
Stop chasing spreadsheets and screenshots. Download BudgPay, add your group, and know exactly who owes what in minutes.
Frequently asked questions
No. BudgPay doesn't process payments or touch your money at all - today, it's purely a tracking and organizing tool. It works out exactly who owes what across your group, and you settle up however you already do (cash, UPI, bank transfer, anything). Direct in-app UPI payments are on our roadmap for a future release.